[Your Name]
[Mortgage Loan Officer or Consumer Loan Officer] · [NMLS ID] · [States you are licensed in] · [Main loan programs]
[City, State] · [email@example.com] · [(555) 555-0100] · [LinkedIn or portfolio URL]
Summary
[Loan officer with N years originating (purchase, refinance, construction or consumer) loans for (retail bank, credit union, independent lender). Funded (N units, $X) in (YYYY), about (share) self-sourced through (realtors, builders, past clients). Known for (one strength, e.g. fast pre-approvals or clean files). Looking to (grow a purchase book or join a team) in (market).]
Licenses and Registrations
[NMLS ID ######] · [Licensed since YYYY]
[State] · [License type, e.g. Mortgage Loan Originator] · [Active through YYYY]
[Continuing education: (N) hours completed for (YYYY), (course provider)]
Experience
[Loan Officer or Mortgage Loan Originator], [Lender] · [Branch or channel: retail, consumer direct, wholesale]
[City, State] · [Mon YYYY] – [Present]
- [Funded (N units, $X) in (YYYY) and (N units, $Y) in (YYYY), (share) purchase and (share) refinance]
- [Built (N) active referral partners among (realtors, builders, financial planners), sourcing (share or N loans) of production]
- [Kept (pull-through rate or days application to clear-to-close) at (figure) against a branch average of (figure)]
- [Closed (FHA, VA, USDA, jumbo or renovation) loans for (first-time buyers, veterans, self-employed borrowers), including (one hard file you saved)]
- [Passed (N) internal or regulatory file audits with (zero findings or the result)]
[Previous role: Loan Processor, Junior Loan Officer, Personal Banker], [Employer]
[City, State] · [Mon YYYY] – [Mon YYYY]
- [Managed a pipeline of (N) loans a month for (N) originators, from (stage) to (stage)]
- [Cut (conditions per file, days to submission, missing documents) from (before) to (after) by (what you changed)]
- [One line that shows the move toward originating: (licensed in YYYY, referrals passed, first loans closed)]
Skills
- Loan programs: [Conventional, FHA, VA, USDA, jumbo, HELOC, construction-to-permanent: only the ones you have closed]
- Systems: [Loan origination system, pricing engine, automated underwriting (DU, LPA), CRM]
- Regulation: [TRID disclosures, fair lending, HMDA reporting, ability-to-repay rules]
Education
[B.S. or B.A. in (Finance, Business, Economics or your field)], [University], [YYYY]
[Banking or lending course, e.g. a state bankers association program], [Provider], [YYYY]